Sun Life Assurance Company of Canada cannot guarantee the availability of the services, and reserves the right to cancel the services at any time. If we do change the rates, we’ll send you written notice 45 days before the change. A calendar year is January 1st to December 31st. That covers doctor visits, specialists, X-Rays, diagnostic centers and preventative medicine. It may be withdrawn at any time. By signing in, you agree to these terms and conditions. Emergency travel medical is available on. In all states except New York, group dental insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) (SLOC) or by Union Security Insurance Company (USIC) (Kansas City, MO) and administered by SLOC. To request a quote for coverage, speak with a licensed financial services consultant1 at. Health insurance is personal insurance coverage that protects your savings from the many healthcare costs not covered by government plans. Your policy includes exclusions and limitations of coverage. Universal life insurance is a type of permanent insurance. Register You and your spouse must each be aged 18-74 on the date of application for each of you to be eligible. You must also apply to your provincial government health plan first, then submit a claim to us for the unpaid portion. Focus on what you care about most: your patients. Replacement coverage with no questionnaire as long as you enroll within 90 days of being covered by previous employer group plan. Offers economical health and dental coverage Health Coverage Choice Health and Dental Choice A helps cover eligible health expenses that are relatively low. Convalescent hospital: up to $20 per day, for a total of 180 days. Up to $50 every two calendar years (every calendar year for dependents under age 18). Public Service Health Care Plan Sun Life Member Services. Air ambulance to a maximum of $5,000 per incident. Semi-private hospital: up to $175 per day, up to a maximum of $5,000 per year. This coverage ends when you reach age 80. 60% reimbursement for preventive dental care with a $500 annual maximum. There are 3 plans available for you, your spouse and your dependent children. We may change rates each year. My Health Choice is available for new applicants from the ages of 18-74, and is renewable for customers 75 and over. All plans come with Best Doctors consultation service. This coverage is second payor to any government-sponsored health coverage. A valuable service available to you, your spouse, dependent children, parents and parents-in-law at any point during the policy’s lifetime. Five plans to choose from, three with dental and two without. (“PPACA”). To help Clients navigate their mental health issues, Sun Life is offering Mental Health Navigator from Teladoc Health to complement the resources available through Sun Life's … Health Coverage Choice Health and Dental Choice A helps cover eligible health expenses that are relatively low. Coverage of reasonable and customary dispensing fees up to the coverage maximum. © Sun Life Assurance Company of Canada. Read more here. Sun Life Customer Call Centre. Coverage maximums are per insured person and per calendar year, unless otherwise stated. Includes: acupuncturists, chiropodists, chiropractors, naturopaths, osteopaths, podiatrists, psychologists ($60 per visit, maximum 7 visits per calendar year), physiotherapists, registered massage therapists and speech language pathologists. Each Plan is completely separate and has different contact information, even though they are administered by the same company. Dependent children aged 21 to 24 must be full-time students. We can’t guarantee its availability. Sign-in help * Emergency travel medical does not cover any pre-existing condition. Take advantage of the many self-service options and useful resources on the my Sun Life website. Wigs (required as a result of alopecia, chemotherapy, or radiation therapy): $350, Splints, trusses, braces or crutches: $500, Blood glucose monitor: $300 every five years, Wigs (required as a result of alopecia, chemotherapy, or radiation therapy): $500. BEST DOCTORS® and other trademarks shown are trademarks of Best Doctors, Inc. Used under license. PlanDirect: Health Insurance for Individuals and Retirees As Canadians, we are fortunate to have universal health care, but without group benefits, or upon retirement, some services like dental, drugs, health benefits, and travel insurance may not be covered. Available for applicants up to age 74 and renewable for customers age 75 and over. Semi-private hospital: up to $200 per day, up to a maximum of $5,000 per year. Sun Life Financial - Dental insurance. Includes: acupuncturists, chiropodists, chiropractors, naturopaths, osteopaths, podiatrists, psychologists ($60 per visit, maximum 10 visits per calendar year), physiotherapists, registered massage therapists and speech language pathologists. Note: SunAffinity insurance coverage, including EHC and Dental Insurance, isn’t available in … $300 per practitioner, up to a maximum of $500 for all services combined per year. ScotiaLife® Health & Dental Insurance is underwritten by Sun Life Assurance Company of Canada. If there are any inconsistencies between the content on this page and your policy, the terms of your policy will apply. A combined lifetime maximum of $250,000 applies to all benefits excluding dental. © Sun Life Assurance Company of Canada, 2019. In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (SLHIC) (Lansing, MI) under Policy Form Series 15-GP-01. If you’re age 18-74, you have 60 days after your workplace or retiree group coverage ends to replace it with My Health Choice. Extended Health Care and Dental Plan - Sun Life Assurance Company of Canada is the insurer of this product and is a member of the Sun Life group of companies. Product offerings may not be available in all states and may vary depending on state laws and regulations. my Sun Life Mobile. Read examples of text that can appear in a policy. For contact information for: All representations about the services of Best Doctors are those of Best Doctors Inc., and not Sun Life Assurance Company of Canada. This website provides descriptions of only some of the benefits and limitations of ScotiaLife® Health & Dental Insurance. Sun Life’s health protection plans are here to make this possible by providing you the best care should an illness strike, allowing you to live a full and brighter life with your loved ones. ScotiaLife® Health & Dental Insurance coverage is subject to certain limitations, restrictions and exclusions. We’re here to support you through COVID-19. Take advantage of convenient online services for payments and estimates — and get the word out to new patients about your practice. Sun Health & Dental offers an affordable and flexible option for you and your family. Here are some guidelines: Sun Life is responsible for the administration of claims under the Public Service Health Care Plan. Travel benefits are underwritten by CUMIS General insurance Company, a member of The Co-operators group of companies. Services: now. To be eligible for this coverage, you must be insured under the government healthcare plan in your province or territory of residence and apply within 60 days of when your group coverage terminates. For more information about Best Doctors, call 1-877-419-2378 or visit bestdoctors.com/canada. Sun Life Financial. You and your family members included on the application are within 60 days of leaving a group benefits plan that had similar health coverage. For example, to include dental coverage, you must have been covered for dental under your group benefits plan. Learn more about eligibility requirements for this plan. We’re here to support you through COVID-19. Here’s how we can help you. All rights reserved. If you are pregnant at the time of application, we will pay for up to 2 days of hospitalization due to pregnancy. (Note that a 1-year waiting period applies to restorative dental care.). 60% reimbursement for supplemental healthcare expenses. For maximums with a multi-year period (e.g., every 2 years), the period begins on the date the first expense under that maximum is made. This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. Sun Health & Dental - Good Health, Good Life. Top of Page. Make well-informed decisions with helpful advice. The extended health care and dental insurance policies are underwritten by Sun Life Assurance Company of Canada, a member of the Sun Life Financial group of companies. This table provides the highlights but not all the details of the My Health Choice – Extended Health Care and Dental Insurance, Standard or Enhanced plans. This fact sheet is intended for general guidance and is not a contract. Other questions or scenarios that Sun Life can assist with are: How do I update or change my dependents? Please refer to the legal Opens in a new window , privacy Opens in a new window and security Opens in a new window pages for information on the use of this site. Survey for Active Members Updates to Your Health and Dental Benefits The Group Benefits Plan consists of the Health and Dental Plan and the Group Life Insurance Plan with Sun Life Financial. The following items have a $2,500 annual maximum and $20,000 lifetime maximum combined with medical equipment and services: *Private duty nursing includes services of registered nurses, registered practical nurses or registered nursing assistants. Welcome to Sun Life Direct. Once registered: Read more here. Sun Life and Health Insurance Company Review for 2021. 80% reimbursement for diagnostic and preventative dental procedures: oral examinations, recall procedures, (every 9 months) scaling and root planing, routine extractions and for children under age 12, space maintainers. Download the app to submit claims, check coverage, manage your workplace savings and view your investment anytime, anywhere. Personal health insurance - Get a quote To provide a quote, we need some information. This quote is subject to our approval. Travel assistance, medical assistance, family service and support, for situations that result from a medical emergency. Sun Life. Flexible dental plans with brighter choices Next to group medical coverage, dental insurance continues to be the most popular employee benefit. Here’s how we can help you. Extended Health Care and Dental Insurance | Sun Life. May 27, 2020 – A new Sun Life survey has found that a majority of Canadians feel the COVID-19 pandemic is having a negative impact on their mental health; this is supported by independent Teladoc Health research. 50% reimbursement for restorative dental care: endodontics (root canal) and periodontics, crowns (and repairs), onlays, restorations, dentures (and repairs/adjustments), bridgework, surgical services, major oral surgery and anaesthesia, drug injections, lab procedures. Health insurance protects you and your family from the financial impact of illness, accidents and disability. There are 3 plans available. How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program, You’ve lost your group benefits in the last 60 days or will be losing your group benefits coverage soon, Your current health expenses are low, you’re not concerned about them increasing and you don’t need emergency travel medical coverage, Up to $5.00 paid towards dispensing fee on prescriptions, Over-the-counter medications, even if prescribed by a physician, Space maintainers for children under 12 years of age, Pit and fissure sealant for children under 19 years of age, The maximum per person is $2,000 per fracture or injury, $2,500 annual maximum combined with in-home nursing, $20,000 lifetime maximum combined with in-home nursing, Artificial limbs or other prosthetic appliances, Orthopaedic shoes and orthotics, limited to $150 in a calendar year, Wigs and hairpieces, limited to $100 in a calendar year, Diagnostic laboratory and x-ray examinations, Blood glucose monitor, limited to $150 during a 5-year period. To request a quote for coverage, speak with a licensed financial services consultant 1 at, For information about your My Health Choice plan or to update your information, call. my Sun Life my Sun Life Mobile. An individual plan starts at just $40 dollars a month. If you have higher health expenses, are concerned about increasing costs later or want emergency travel medical coverage, consider either Health Choice B or Health Choice C. Are you entitled to a tax refund for your medical expenses? You are on a Sun Life Financial website. How do I … It is the most basic form of the health and dental choice coverage offered by Sun Life You can get up to 80% reimbursement for prescription drugs, preventive dental care and supplemental healthcare with an annual maximum of $400 and $700 in prescription drugs and dental care respectively. Health Plan – Standard Health and Dental Plan – Standard Health and Dental Plan – Enhanced; Eligible expenses limits – lifetime maximum (not applicable to emergency travel medical and dental) $250,000: $250,000: $300,000: Prescription drugs: 80% reimbursement, up to $1,000 per year 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner. This dental plan does not provide coverage for pediatric oral health services that satisfies the requirements for “minimum essential coverage” as defined by the Patient Protection and Affordable Care Act. www.pshcp.ca/coverage/extended-health-provision/dental-benefit.aspx Available now! 60% reimbursement for prescription drugs with a $750 annual maximum. This page does not form part of your policy. You are in Canada when you complete and submit the application, You and your family members are residents of Canada and have, Quebec residents must also have and continue to have group drug coverage provided by an employer, through membership in an order or association or through the Régie de l’assurance maladie du Québec (RAMQ). ScotiaLife Health & Dental Insurance is underwritten by Sun Life Assurance Company of Canada (Sun Life). Public Service Dental Care Plan Great-West Life Groupnet; To access the my Sun Life Mobile app for the PSHCP, you must first have registered to the Sun Life Member Services website. A sample policy is available by request from a Financial Services Consultant by calling 1-877-893-9893. Warning for Sun Life shareholders about Obatan LLC offer. Couples start at just $45 a month, $50 for a family of up to five! Restorative dental care is available on Health Choice B and Health Choice C as part of the optional dental benefit. $5,000 per year ($25,000 lifetime maximum), Splints, trusses, braces or crutches: $300, Orthopedic shoes, orthopedic alterations and orthotics (prescription required): $200, Blood glucose monitor: $250 every five years. A person not covered under a group benefit plan or through RAMQ is not eligible for coverage, Your dependent children are under age 25. If you or your covered Family Members have coverage for dental benefits under another plan, Sun Life will coordinate benefits with the other plan in accordance with standard insurance industry practices. Health insurance. Rental, or purchase at our option, of durable equipment required for use in the patient's home and is approved by us. 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